Firstrust Bank

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Mortgage Loan Officer

at Firstrust Bank

Posted: 6/26/2020
Job Reference #: 1944
Keywords: mortgage, loan

Job Description

LocationUS-PA-Horsham
Job ID
2020-1944
# Positions
1
Pay Status
Hourly / Non-Exempt

Objective

We are currently looking to hire an experienced loan originator who recognize the value of an 86 year old, 3 billion dollar financial institution as strong enough to support your production, while small enough to enhance your personal approach for referrals.

For your proven sales ability, we offer:

  • Highly competitive compensation arrangements plus a small base salary.
  • Health Benefits, Dental Coverage, Vision Coverage and Flexible Spending Account
  • 401k
  • Full product menu including portfolio products, Construction to Perm loans, FHA/VA, non - warrantable condo, LLC and more
  • Local processing, underwriting and closing

Firstrust Bank is an Affirmative Action Contractor and is an Equal Opportunity Employer.

Minority/Female/Disabled/Veteran/all other
Protected Statuses

Responsibilities/Duties

  • Originates quality mortgage loans in accordance with the required goals as established by Firstrust Bank.
  • Accurately completes all required application documents in accordance with the guidelines of Firstrust Bank and/or its investors.
  • Requests necessary documentation from borrowers to insure loans conform to the guidelines and program requirements.
  • Submits complete mortgage applications to the lending department for processing in a timely fashion.
  • Ensures all loans are processed and closed in a timely, accurate, and quality manner in order to establish and maintain total customer satisfaction.
  • Actively solicits mortgage loan business from external loan sources such realtors, builders, financial advisors, accountants, etc.
  • Actively solicits mortgage loan business from internal loan sources such as Relationship Managers and Business Development Officers.
  • Exhibits and shows support of both the Mission and Core Values of Firstrust Bank.
  • Ensures daily compliance with all federal (Sarbanes-Oxley Act, Section 404) and state regulations.
  • Perform other duties as assigned by the President of Mortgage Lending and the Vice President of Mortgage Lending.

Essential Functions

  • Views and prepares loan applications via a computer terminal.
  • Ability to use standard office equipment such as fax and copier.
  • Travel to customer sites as necessary.
  • Ability to communicate effectively to solicit new business. Ability to converse with internal and external clients to exchange information.
  • Lift files/documents up to 10 pounds.

Knowledge - Skills & Abilities

  • Two plus years of retail, residential mortgage sales experience
  • Documented residential mortgage loan origination volume in the past 12 months of $10 million
  • A complete understanding of residential lending from origination through closing/delivery
  • Previous experience on a mortgage loan origination system
  • Established relationships with local referral networks
  • Excellent verbal and written communication with the ability to effectively explain programs, loan terms and features, policies and benefits to customers
  • In-depth understanding and knowledge of the mortgage lending process and applicable regulatory requirements
  • Excellent interpersonal and negotiation skills
  • Strong analytical and organizational skills
  • College degree preferred
  • Demonstrated PC/computer skills with a solid understanding of MS office (Word, Excel and Outlook)