Credit Union of Colorado

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Card Services Representative

at Credit Union of Colorado

Posted: 3/4/2019
Job Status: Full Time
Job Reference #: 58274
Keywords: credit, credit union

Job Description

Job Details
Full Time
$19.39 - $23.27 Hourly

GENERAL PURPOSE OF THE POSITION: Compiles, verifies and files records and forms to control issuing, blocking, or renewal of debit and credit cards.  Requires interfacing with members and employees to resolve problems and disputes for the debit, credit card and ATM programs.


ESSENTIAL DUTIES AND RESPONSIBILITIES include the following.  May perform other duties as requested or assigned.

  • Acts as primary source of information and support for other departments and branches on issues regarding Card Services.  Assists branches and related departments as needed.  Answers questions and resolves problems as needed.
  • Answers non-routine member questions on billing disputes and finance charges.
  • Initiates appropriate dispute per card association regulations on behalf of members through online processor.
  • Performs on-line adjustments and maintenance of accounts including card and PIN requests.
  • Provides support and completes research requests from various financial institutions for ATM and card transactions.
  • Process ATM adjustments for members and non-members using credit union ATMs. This includes return items and network settlement adjustments.
  • Provides technical assistance as required for digital payments and related applications.
  • Prepares and maintains ATM settlement reconcilement and ATM statistical reports. 
  • Ensures daily balancing of gift card funding. Works with branch personnel to resolve outages.
  • Provides user support for instant issuance and gift cards applications.
  • Responds to general inquiries for card loyalty/rewards program.
  • Provides excellent service by demonstrating courtesy and personal concern for members and co-workers needs and follows-up to ensure those needs are met.
  • Adhere to all Federal and State laws and regulations applicable to the credit union, including the Bank Secrecy Act and OFAC.

Contribute to Activities that Promote Individual and Organization Success:

  • Supporting credit union Mission and Vision
  • Adherence to card related compliance policies, procedures and regulations.
  • Demonstrate professionalism in written and oral communication



High school diploma or general education degree (GED); or one year related experience and/or training; or equivalent combination of education and experience.




  • Knowledge of Regulation Z, Regulation E and Regulation CC.
  • Ability to assist others and build confidence and teamwork through mutual support.
  • Ability to organize and prioritize own work, balance competing demands and deadlines.
  • Ability to effectively use MS-Office products.





MEMBER FOCUSED         Creates trust by building relationships and actively discovers the right solutions for Members and peers; understands that the credit union exists as a result of Member trust and loyalty in the organization and employees; is passionate and dedicated to meeting the expectations and requirements of internal and external Members.



TEAMWORK                        Relates well to all kinds of people; builds appropriate rapport; works harmoniously with others; uses and understands diplomacy and tact; encourages collaboration; seeks opinions; is candid with peers; values working relationships. Readily puts in extra effort to accomplish important tasks.               

DECISION QUALITY           Understands the Member’s best interest is first; demonstrates decisions which are based on creating the best possible outcome for the member; makes decisions based on a mixture of analysis, wisdom, experience, and judgment; most recommendations and decisions turn out to be correct and accurate when judged over time; is widely trusted and sought out by others for advice and solutions.


PROBLEM SOLVING         Uses rigorous logic and methods to solve difficult problems with effective and innovative solutions; is resilient and will own the solution and the problem; can see hidden problems; is excellent at honest analysis; looks beyond the obvious and doesn’t stop at the first answers.


ACTION ORIENTED           Pushes self and others to achieve the best possible results for the Member, organization and employees; proactively seeks out opportunities; raises hand, rather than waits to be asked; not fearful of acting with a minimum of planning; understands that it’s OK to make a mistake (fail forward)



ADAPTABLE                        Learns on the fly; is a relentless, versatile and active learners; open to change; can learn new skills and knowledge; analyzes both successes and failures for opportunities to improve; experiments and will attempt multiple ideas to find solutions; understands that different situations and levels may call for different skills and approaches; works to deploy strengths; works on compensating for weakness and limits.




Ability to operate standard office machines, PC and CRT.


Knowledge of VISA regulations, Regulation Z, Regulation E and Regulation CC.

Ability to apply oral and interpersonal skills that develop member confidence, respect and trust in Credit Union of Colorado and develop cooperative relationships with all levels of people throughout the organization.


Application Instructions

Please click on the link below to apply for this position. A new window will open and direct you to apply at our corporate careers page. We look forward to hearing from you!